More Automated Decisioning, Stronger Growth  

Identifies key risk drivers and meticulously adapts your financial institution’s lending strategy, credit policy, and risk appetite within an automated decisioning framework. 

An AI and machine learning-powered risk score leveraging multiple data sources, augmented with optimized underwriting rules, and implemented directly in the decision engine. 

Assess consumer relationship value and risk using data from your core systems to enhance automated underwriting and drive smarter lending decisions. 

By combining MeridianLink’s custom score with its automated decision engine, this institution increased both the number of applications reviewed and the percentage of approvals—driving sustained growth over five years. 

55% of lenders have developed credit decisioning models that never make it to production. Don’t let that be you. Discover how you can treat your FI and your consumers to data-driven decisioning.  

Discover how enhanced risk assessment capabilities enabled this FI to make fair, more informed decisions, increasing its ability to build relationships with underserved borrowers.